Guides & analysis

Insurance, decoded.

Plain-English guides to what your policy actually covers — and the IRDAI rules behind it. Every figure sourced to a primary source.

Motor

IDV in car insurance: the one number that decides your theft and total-loss payout

IDV is the one number that decides your theft and total-loss payout — and most people rubber-stamp it at renewal. Here's exactly how it works and how to check yours in two minutes.

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